Mortgage Rates

Current variable mortgage rate is

The rate of your mortgage remains fixed for the term, regardless of changes in the market.

5 year term*

3.90%

Current prime rate is

Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate

5 year term*

4.45%

Fixed Residential Rate

A fixed-rate mortgage provides complete certainty about your rate and monthly payments throughout the term of your loan, ensuring stability and peace of mind. Since it’s unaffected by fluctuating interest rates, you can confidently ‘set it and forget it.’

  • Term
  • 1yr
  • 2yr
  • 3yr
  • 4yr
  • 5yr
  • Posted Rate
  • 7.84%
  • 7.39%
  • 6.94%
  • 6.74%
  • 6.79%
  • Our Rate
  • 7.64%
  • 5.74%
  • 4.49%
  • 4.49%
  • 4.54%

*Rates may vary provincially and are subject to change without notice OAC.